![]() Qualified veterans, active-duty military members, Department of Defense employees, and their families are all eligible to join the credit union and take advantage of the benefits it offers. Since 1933, Navy Federal Credit Union has served millions of member-owners with its financial products. And the Rate Match Guarantee promises that if you find a lower rate with another lender, Navy Federal will match it or give you $1,000. The lender also lets homebuyers relock their VA loan’s interest rate at no additional cost if mortgage rates go down prior to closing. Navy Federal is a top VA loan lender with the experience to help you take full advantage of the servicemember benefits to which you’re entitled. The credit union earns this designation for several reasons, including the fact that it doesn’t impose a minimum credit score requirement on VA mortgage products. Navy Federal Credit Union is our choice as the best VA loan lender for first-time homebuyers. ![]() Best for First-Time Homebuyers: Navy Federal Credit Union Navy Federal Credit Union VA Loan Highlights
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